Clear Vision, Better Life
Experience Expert Eye Care for a Brighter Future
Your eyes deserve the best care! Our expert optometrists provide comprehensive eye exams, personalized vision solutions, and high-quality eyewear to help you see the world more clearly.
Empowering Real Estate Investors to Close Deals Faster
At Virgo Funding, we understand that in real estate, timing is everything. That’s why we specialize in providing fast, flexible short-term lending solutions designed for real estate investors like you. Whether you need capital to close quickly on a property, refinance a deal, or fund a renovation, we’ve got you covered.
Why Work With The Best Hard Money Lender in Alabama?
Fast
Closings
We know deals move fast, and delays can cost you valuable opportunities. With Virgo Funding, you can secure the capital you need quickly, helping you close more deals efficiently and confidently every time, with less stress and greater flexibility.
Tailored
Solutions
No two deals are the same, so we offer customized short-term loans to fit your specific needs. Our team works with you to find the perfect financing solution, whether you’re flipping a property or managing a long-term investment.
Experienced
in Real Estate
With years of experience in the Birmingham real estate market, we understand the challenges investors face. We’ve built our business to help you overcome those hurdles and grow your portfolio efficiently.
Ready to Get Started?
Taking the first step with Virgo Funding is simple and straightforward. We’ve streamlined our process to ensure you get the funding you need without the hassle and delays.
Here’s what to expect:
Apply Online: Start by completing our quick and easy online application. You’ll provide some basic information about your investment property and your financial needs. Our form is designed to take just a few minutes, so you can get back to focusing on your deals.
Get Pre-Approved: Once your application is submitted, our team will review the details and get back to you with a pre-approval decision—usually within 24 hours. You’ll know exactly what funding options are available to you, so you can move forward with confidence.
Receive Your Funds: After you’re pre-approved, our lending specialists will work closely with you to finalize the loan terms. With our fast-closing process, you’ll have access to the funds you need in just days, not weeks.
Close Your Deal: Use your new capital to close on your property, complete renovations, or stabilize your rental property. At Virgo Funding, we support you at every step, ensuring a smooth and hassle-free experience.
Our Loan Products
Explore our range of short-term loan options that provide the flexibility you need to succeed:
Bridge Loans
Perfect for when you need quick funding between buying and selling properties.
Fix & Flip Loans
Get the capital you need to renovate and sell properties at a profit.
Transactional Funding
Ideal for Investors completing wholesale deals or back-to-back transactions.
About Us
Hi! I'm J. Benoit
I am a dedicated and experienced real estate professional with a focus on delivering personalized service and expert guidance. With a strong background in real estate backed business purpose loans, residential construction, residential sales and property management, I have earned a reputation for my local market expertise and commitment to client success.
My client-centered approach is key to my success, taking the time to understand each individual’s unique needs. Whether assisting first-time or seasoned investors, I offer tailored strategies to ensure the best possible results. My knowledge of local market trends helps me secure favorable outcomes for my clients in every transaction.
I have a wife and two daughters. When Im not working, I love trail running and hiking in the woods. My longest run yet is a 200 mile race!
Frequently Asked Questions (FAQ)
What states does Virgo Funding lend in?
Virgo Funding originates fix-and-flip, bridge, and construction loans for real estate investors in Alabama and East Tennessee.
What types of loans does Virgo Funding offer?
Virgo Funding offers three short-term loan products: fix-and-flip loans, bridge loans, and transactional funding for wholesale and back-to-back deals.
How long does it take to get approved?
Most applicants receive a pre-approval decision within 24 hours of submitting their application.
Does Virgo Funding require a credit check?
Yes. Virgo Funding’s loan products require a soft pull credit check.
How do I apply?
Complete the online application, which takes about five minutes. A member of the team will follow up with next steps.
FROM ALL ACROSS BIRMINGHAM
Success Stories
See how our clients have used Virgo Funding to grow their real estate portfolios.
"Overall, my experience has been good. Both J and Bill have easy to work with. The purchasing process went smoothly as well. "
"Everything went great and I just wanted to say thank you. Working with you and Virgo has been very smooth and I really appreciate the great communication. Thank you for fielding all my questions!"
"I love working with Virgo due to the experience and market knowledge of the team. They have provided insights on bad deals and helped get the good deals to the finish line. I've used Virgo multiple times and never had an issue. One of deals they closed in three days! Virgo is my go-to lender in the Birmingham area! ."
Alexander Reynolds
Optician
Robert
Optician
Isabella Carter
Optician
Satisfy Client
For years, I struggled with blurry vision and frequent headaches, but I kept putting off an eye exam. When I finally visited this clinic, I was amazed by the level of care and professionalism. The optometrist took the time to explain everything in detail, from my prescription to the best lens options for my lifestyle. The staff was incredibly welcoming, making the entire experience comfortable and stress-free. Now, with my new glasses, I can see the world with a clarity I never thought possible.
— Alexander Reynolds
Satisfy Client
I had been dealing with dry, irritated eyes for months, trying every over-the-counter solution with no success. A friend recommended this clinic, and I’m so glad I took their advice. The team not only diagnosed the issue accurately but also provided a personalized treatment plan that worked wonders. Within weeks, my eyes felt refreshed, and I no longer struggled with discomfort. Their expertise and genuine care for patients truly set them apart. I can confidently say this is the best eye care experience I’ve ever had!
— Isabella Carter
Start Your Application Today!
Don’t delay your funding any longer. Start the loan application process today, and we’ll guide you every step of the way. Our team is committed to providing you with a smooth and efficient experience. Let us help you get your deal funded and on the path to success.
Clear Vision, Better Life
Experience Expert Eye Care for a Brighter Future
Your eyes deserve the best care! Our expert optometrists provide comprehensive eye exams, personalized vision solutions, and high-quality eyewear to help you see the world more clearly.
Our Pricing
Great Prices We Offer
Basic
Perfect for routine eye care and essential vision needs.
$70
Comprehensive eye exam
Prescription glasses
Basic frame selection
Follow-up consultation
Enhanced
Ideal for those who need enhanced vision solutions.
$99
Advanced eye screening
Anti-glare premium lenses
Trendy frame choices
Contact lens trial
Premium
Complete care for those who want the best in eye health.
$120
Eye exam & retinal imaging
HD progressive lenses
Designer frames
Priority service & discounts
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